Until recently, commercial lending was a resource only for companies that had significant tangible assets and historic accounts receivable. Borrowers traditionally pledged tangible assets and accounts receivable to secure bank loans, and intellectual property was a mere footnote in the lender's credit analysis. However, more businesses are finding that their most valuable asset is their intellectual property portfolio, and they want to take advantage of these values in financing transactions. Commercial lenders have responded to that demand with an increased willingness to include intellectual property assets (brand, patent, copyright, know-how,...) as loan collateral. Lenders aided this shift by developing a better understanding and acceptance of the long-term value of intellectual property. ICM provides advisory services concerning corporate funding instruments by using Intellectual Property Assets, such as trademark, patents and copyright.
Typical financial instruments are:
IP Loan
IP Securitization
IP Sale-Lease Back
ICM supports firms in the following activities:
Opportunities’ Valuation (identify assets, rating service, funding macro-sizing and benefits)